Directors and Officers Insurance Policy for Contractors

Directors and Officers Insurance Policy
Directors and Officers Insurance Policy

Directors and Officers Insurance policy

A Directors and Officers Insurance Policy protects you personally against investigations and law-breaking.

Get A Quote – Save 20%

Readers of can get 20% off their insurance policies by clicking on Directors and Officers Insurance

As a freelancer or contractor – even if you operate as a limited company – you can be held
personally responsible for your, or your company’s, good behaviour and lawfulness.

Director’s and officer’s insurance pays your legal defence and compensation costs for claims
against your business by creditors, employees, customers or regulatory bodies like HMRC.

Protects you against

● Claims against you personally for the way your business operates.
● The cost of investigations by bodies such as HMRC.

Claim examples:

Costs covered

After you dismiss an employee for gross misconduct, they make a claim of sexual

You’re liable as an officer of the company, but your legal defence costs and eventual settlement are covered by your insurance.

Personal protection

As a project manager contracting for a timber manufacturer, you fail to respond to a notice from the Health and Safety Executive demanding dust emissions are controlled.

Your insurance covered his legal defence costs, for which you’d otherwise be personally liable.

Helping you find great-value directors and officers insurance

To save you time and money finding the right insurance we’ve partnered with contractor
insurance specialists Caunce O’Hara who have been protecting contractors and freelancers for more than two decades.

Their flexible policies offer great value for money including a special 20% discount for members.

Insure your business with Caunce O’Hara and benefit from

Industry experience: Over 20 years of protecting contractors and freelancers, with
more than 35,000 customers now trusting us for their cover.
Comprehensive coverage: Tailored policies underwritten by a panel of insurers,
including Royal & Sun Alliance (an ‘A’ rated insurer).
Convenience: Download your documents immediately, to prove your cover is in place
before your contract starts.
Competitive premiums: Exclusive 20% discount for members
Instant cover: Quick ‘click and buy’ service online.
Claims handling: Hassle-free, fast, friendly and fair.

Please note director’s and officer’s insurance is only available on this website if purchased as
part of our business combined policy.

Protect Your Business Today

Readers of can get 20% off their insurance policies by clicking on Directors and Officers Insurance

Need help?

Please get in touch with one of our expert advisors who will discuss the coverage
options available to your business. Make sure you get your 20% discount by quoting

t: 03333 211403 or e: [email protected]

Caunce O’Hara and Co Ltd are authorised and regulated by The Financial Conduct Authority under firms reference number 306183. To verify this visit



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